Personal


  • The Companies
    • Ragland Strother and Lafitte has been insuring families and individuals for over 65 years. In that time, we have developed a very high standard for the insurance companies we work with. Through due diligence and experience, we have partnered with the most well-reputed and acclaimed insurance carriers in the business. These companies not only offer the most competitive insurance packages in the marketplace, but they are considered the top carriers in terms of handling claims.

 

  • The Process
    • Many firms will get you an online or over the phone quote, however, Ragland Strother and Lafitte operates differently. First, we obtain all the pertinent underwriting information and do a thorough review of current coverages using our risk exposure analysis, which is used to determine how the insurance program can be improved. We then submit to several qualified carriers ensuring that all applicable credits are used and negotiate the best rates available, which are presented to the client.
  • The Result
    • The result is a customized personal insurance program that covers you, your family and your assets comprehensively and at the most competitive price available. In addition to this, your account will be monitored, serviced and advised by one of the most acclaimed and experienced personal risk management firms in the region.
    • Ragland, Strother and Lafitte is proud to have achieved exemplary status with many of the companies it represents, which is gained by excelling in the areas of volume and quality of business.
      • Chubb Cornerstone Agency
      • Kemper Inner Circle
      • Central Inner Circle
      • Fireman’s Fund President’s Circle
      • Traveler’s Elite
  • Lines of Coverage
    • Homeowners (including secondary/seasonal and income properties)
    • Automobile
    • Valuable Articles Collections (Jewelry, Fine Arts, Collections, etc.)
    • Personal Umbrella/Excess Liability
    • Watercraft/Yacht
    • Flood
    • As well as others